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Social lending. Alternative approach

“Traditional lending works — for banks” Banks are to big to fail so risk for them is spread across whole society but not the profits. Making money while providing extraordinary product or services is natural but these institutions are just leveraging special framework made by government just for them. You will get near 0% ROI on account on demand but banks are able to multiply their monetary base to issue more credit then they really have.

We are currently testing credit line functionality: There is interest rate for credit:
Interest rate for deposit is calculated as 0.04% daily rate * ( money used)/(total money available) This dynamic interest rate allows for following market and adjusting to supply and demand.
Promotion apply for 10 new users in 2015. Happy New Year

What is bitcoin?

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